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Sheikh Dr. Osama Bahar

Books

Islamic (Takaful) Insurance

Arabic title

التأمين الإسلامي (التكافلي)

Its merits and the differences between it and commercial insurance

Author: Sheikh Dr. Osama Bahar

In Arabic 43 pages PDF 2.9 MB 2026

Read online Download PDF 2.9 MB

What is the real difference between Islamic insurance and commercial insurance? Is it a difference of name and wording, or a difference of reality and substance? And what makes one of them permissible and the other forbidden, when their outward form is alike? A concise, well-grounded answer that relies on the Shariah standards of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) and the resolutions of the fiqh academies, and sets out the differences in juristic characterisation, in system and structure, and in idea and purpose.

Details

Author
Sheikh Dr. Osama Bahar
Language
Arabic
Length
43 pages
File
PDF · 2.9 MB
Year
2026

Topics covered

Contents

  1. Introduction
  2. Chapter One: An introduction to insurance and its concept
  3. Chapter Two: The Shariah position on insurance in the resolutions of the fiqh academies and Shariah bodies
  4. Chapter Three: The differences in juristic characterisation
  5. Chapter Four: The structure of Islamic insurance and the contractual relationships within it
  6. Chapter Five: The differences in system and idea
  7. Chapter Six: Applied rulings from Shariah Standard No. 26 and the related AAOIFI standards
  8. Chapter Seven: The merits of Islamic insurance
  9. Conclusion and recommendations
  10. Sources and references

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